Gavin Johnson, Author at solusfinancial.co.uk

Explained: When Inheritance Tax could apply to gifts

by Gavin Johnson | Aug 6, 2026 | News

Gifting assets during your lifetime has become a common strategy for reducing a potential Inheritance Tax (IHT) bill. Indeed, according to Paragon Bank (31 July 2025), 1 in 5 savers aged over 65 are passing on cash for this reason. Yet, gifting doesn’t always mean...

Why updating your cashflow model is essential for staying on track

by Gavin Johnson | Aug 6, 2026 | News

A cashflow model isn’t a one-off exercise. If you want to use it to inform your financial decisions, regular updates are essential. A cashflow model is a visual representation of your wealth and how it might change in the future. While the result cannot be guaranteed,...

2 upcoming ISA changes you should be aware of

by Gavin Johnson | Aug 6, 2026 | News

Key changes are being made to ISAs in April 2027, and they could affect how you use the tax-efficient wrapper. You might have read in the news or heard that the ISA allowance is being cut or that tax will now apply to cash savings. While there is some truth in these...

Why spotting a financial scam could be harder than you think

by Gavin Johnson | Aug 6, 2026 | News

Most people are confident they could spot a scam if they were targeted. However, it could be more difficult than you think, especially as fraudsters are increasingly using sophisticated techniques to mislead victims. According to a survey from Which? (7 April 2025), 9...

Balancing your goals: How a financial plan could help you juggle different priorities

by Gavin Johnson | Jul 9, 2026 | News

Most people will have multiple financial goals they want to achieve. A common challenge is balancing these competing goals and understanding how to use your assets to work towards them. It’s an area that a financial plan could help you with. Over the last few months,...

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Explained: When Inheritance Tax could apply to gifts

Why updating your cashflow model is essential for staying on track

2 upcoming ISA changes you should be aware of

Why spotting a financial scam could be harder than you think

Balancing your goals: How a financial plan could help you juggle different priorities

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