News & Blog
Investment market update: August 2026
After months of volatility, markets were relatively calm in August, though economic data was mixed. Discover what factors may have affected your investment portfolio throughout August 2026. When markets opened on 3 August, it was a good start to the month. Falling oil...
6 useful tips for avoiding headline-driven decisions ahead of the Budget
The government will set out its tax, spending and economic plans for the year ahead and beyond on 28 October 2026 in the Autumn Budget. The weeks leading up to an Autumn Budget always feature rumours about what might change and how it could affect personal finances....
The dangers of using AI to write your will
In just a few years, AI has transformed how we approach tasks both at work and in our personal lives. While using AI could save you valuable time in some areas, it could pose risks in others, including when you’re writing or updating your will. Your will sets out who...
The psychology behind favouring cash instead of investing
Psychology could be one reason why some people are reluctant to invest, even when it fits into their wider financial plan. Managing risk is an important part of life. You check the road before you cross the street, and you might be encouraged to take out home...
5 common scams you need to be aware of
In last month’s article, you read about why it’s often more difficult than you expect to identify scams. With the amount of money lost to fraud rising, being aware of common types of scams could mean you’re in a better position to spot the warning signs. According to...
Explained: Capital Gains Tax and how you could reduce your liability
The amount HMRC is forecast to collect through Capital Gains Tax (CGT) is set to more than double between 2024/25 and 2030/31, according to the Office for Budget Responsibility (OBR, 9 February 2026). The good news is that there might be steps you could take to reduce...
Trust
First and foremost, it’s about trust. We can get together, have a coffee and see whether we think we can work together and whether I can add value to your financial planning. If you don’t think we’re a good fit that’s fine, there’s no pressure or obligation to continue and there’s no cost involved.
Discuss
If you want to take it to the next step, we’ll talk about you. Your ambitions, your plans but also your concerns and worries. We’ll take some time to discuss what you’d like your future to look like. We believe that we can’t advise you on your money until we really understand what you want to achieve.
Plan
Once we do understand, we can start to build your future from a financial perspective. You’ll be involved all the way; after all, it’s your life and your plan. We just crunch the numbers.
We have been with Gavin for well over a decade. His friendly, patient and thorough approach to planning and explaining things to us is very reassuring. We regularly go through the current state of our financial situation with Gavin and value the on-going, personal advice.
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