News & Blog
7 allowances you might want to use before the end of the 2023/24 tax year
When a new tax year starts, many allowances reset. So, checking if you could make use of allowances before Friday 5 April 2024, when the 2023/24 tax year ends, might be valuable. This guide explores some of the allowances that could help your money go further. You...
Why starting your pension savings earlier could help you reach your retirement goals
There’s never a better time to contribute to your pension than now. However, when retirement is decades away it can sometimes be hard to see the value of contributing to your pension. Indeed, Scottish Widows found that 2 in 5 people in the UK did not start...
Why it’s so important to include pensions in your divorce settlement
Pensions are often the biggest asset held by a couple. However, when couples separate, many do not include these assets in their divorce settlements. If you and your partner are considering a divorce, or have already begun the process, it’s important to consider your...
5 practical reasons your financial plan needs to be different if you’re single
Having a financial plan can help you to achieve your financial and life goals. As financial planning is designed to focus on your specific ambitions and targets, no two people will ever have the same financial plan. Your individual life circumstances affect factors...
10 excellent box sets perfect for festive nights in
The Christmas holidays are the perfect time to cuddle up with your loved ones and lose yourself in a brilliant box set. But with so many streaming services and fantastic shows to watch, how can you decide which one to invest your time in? Whether you’re interested in...
3 helpful ways effective financial planning could ease health fears
NHS waiting lists have reached a record high and a survey suggests people are worried about the effect it could have on the care they would receive if they faced an illness. It’s a concern financial planning could help ease. The BBC reports that 7.75 million people...
Trust
First and foremost, it’s about trust. We can get together, have a coffee and see whether we think we can work together and whether I can add value to your financial planning. If you don’t think we’re a good fit that’s fine, there’s no pressure or obligation to continue and there’s no cost involved.
Discuss
If you want to take it to the next step, we’ll talk about you. Your ambitions, your plans but also your concerns and worries. We’ll take some time to discuss what you’d like your future to look like. We believe that we can’t advise you on your money until we really understand what you want to achieve.
Plan
Once we do understand, we can start to build your future from a financial perspective. You’ll be involved all the way; after all, it’s your life and your plan. We just crunch the numbers.
We have been with Gavin for well over a decade. His friendly, patient and thorough approach to planning and explaining things to us is very reassuring. We regularly go through the current state of our financial situation with Gavin and value the on-going, personal advice.
01245 984546