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The importance of managing your pension withdrawals to protect your retirement lifestyle

The importance of managing your pension withdrawals to protect your retirement lifestyle

by Gavin Johnson | Apr 9, 2026 | News, Pensions

Managing your pension doesn’t stop once you retire and start to draw an income from it. In fact, your pension still needs careful attention in retirement – just as much as when you were contributing – to ensure you don’t deplete it too quickly. Research suggests that...
Gavin is among the UK’s Top Rated thanks to your reviews

Gavin is among the UK’s Top Rated thanks to your reviews

by Gavin Johnson | Mar 16, 2026 | News

We’d like to say a huge thank you to all our clients for your ongoing support and the reviews you’ve left us on VouchedFor. Your reviews mean Gavin is VouchedFor Top Rated. It’s a privilege to be included in VouchedFor’s Top Rated guide, which is published in the...
Guide – SMART goals: 5 steps to effective financial planning

Guide – SMART goals: 5 steps to effective financial planning

by Gavin Johnson | Mar 12, 2026 | News

Planning your finances without clear goals is like setting off in your car without a destination – you might be able to keep moving, but you can’t be sure you’re heading in the right direction. That’s why goal-setting is at the heart of effective financial planning....
4 practical factors to consider before saving for retirement outside of a pension

4 practical factors to consider before saving for retirement outside of a pension

by Gavin Johnson | Mar 10, 2026 | News, Pensions

More than half of UK pension savers are also building up retirement savings outside their pension, according to a MoneyAge article (22 December 2025). As pensions provide some useful benefits when saving for retirement, these savers could be missing out. The survey...
Explained: Why your pension could become liable for Inheritance Tax

Explained: Why your pension could become liable for Inheritance Tax

by Gavin Johnson | Mar 10, 2026 | News, Pensions

Next year, a significant change to how pensions are treated when calculating Inheritance Tax (IHT) could mean more families become liable for the tax. Here’s what you need to know to understand if your estate could be affected and how you might mitigate a potential...
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Recent Posts

  • Guide: Your guide to planning for later-life care
  • 5 questions to answer before you withdraw a pension lump sum to reduce Inheritance Tax
  • 4 ways you could choose to pass on assets to loved ones
  • 7 ways financial planning could help you reduce stress
  • Why earning more than £100,000 doesn’t have to mean falling into a tax trap

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A New Chapter – Free Book

Securing your financial future after divorce or bereavement.

Life has changed. Your finances can too.

Download or request a copy of A New Chapter, a free book from Chartered financial planner Gavin Johnson, and take the first step toward clarity, confidence, and control.

In the book, you’ll find:

  • Practical advice on pensions, budgeting and investing
  • Supportive guidance through emotional and financial changes
  • Available as a free digital download or print copy.

Plan your next chapter with confidence.

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