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4 ways women could boost their confidence and close the pension gap

4 ways women could boost their confidence and close the pension gap

by Gavin Johnson | May 8, 2026 | News, Pensions

Women in the UK are falling behind on their pension savings. Pensions Age (February 2026) reports that women aged 30 to 45 have £36,000 less saved for retirement than men, on average. Numerous factors are contributing to this gender pension gap. Not only are women...
The importance of managing your pension withdrawals to protect your retirement lifestyle

The importance of managing your pension withdrawals to protect your retirement lifestyle

by Gavin Johnson | Apr 9, 2026 | News, Pensions

Managing your pension doesn’t stop once you retire and start to draw an income from it. In fact, your pension still needs careful attention in retirement – just as much as when you were contributing – to ensure you don’t deplete it too quickly. Research suggests that...
4 practical factors to consider before saving for retirement outside of a pension

4 practical factors to consider before saving for retirement outside of a pension

by Gavin Johnson | Mar 10, 2026 | News, Pensions

More than half of UK pension savers are also building up retirement savings outside their pension, according to a MoneyAge article (22 December 2025). As pensions provide some useful benefits when saving for retirement, these savers could be missing out. The survey...
Explained: Why your pension could become liable for Inheritance Tax

Explained: Why your pension could become liable for Inheritance Tax

by Gavin Johnson | Mar 10, 2026 | News, Pensions

Next year, a significant change to how pensions are treated when calculating Inheritance Tax (IHT) could mean more families become liable for the tax. Here’s what you need to know to understand if your estate could be affected and how you might mitigate a potential...
The power of pension tax relief and how it could boost your retirement income

The power of pension tax relief and how it could boost your retirement income

by Gavin Johnson | Feb 6, 2026 | News, Pensions

If you’re saving for retirement, you will want to get the most out of what you’re putting into your workplace or private pension. Fortunately, there are plenty of tax efficiencies when you save your wealth into a pension. Indeed, any investment returns generated...
How much should you contribute to your pension?

How much should you contribute to your pension?

by Gavin Johnson | Jan 7, 2026 | News, Pensions

A third of people don’t know how much they need to contribute to their pensions every year to create a comfortable retirement, according to a MoneyAge article (11 November 2025). Striking the right balance with pension contributions is important. Contribute too...
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Recent Posts

  • Guide: How to plan for a 100-year life
  • How the value of your estate affects a key Inheritance Tax allowance
  • Why doing nothing might be the hardest investment strategy to follow
  • Powerful reasons to plan how to use your 2026/27 allowances and exemptions now
  • How to manage lifestyle inflation to keep your long-term goals on track

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A New Chapter – Free Book

Securing your financial future after divorce or bereavement.

Life has changed. Your finances can too.

Download or request a copy of A New Chapter, a free book from Chartered financial planner Gavin Johnson, and take the first step toward clarity, confidence, and control.

In the book, you’ll find:

  • Practical advice on pensions, budgeting and investing
  • Supportive guidance through emotional and financial changes
  • Available as a free digital download or print copy.

Plan your next chapter with confidence.

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