News & Blog
Guide: Back to school: How to build a nest egg to fund your children’s education
Time passes quickly, and before you know it, your child has gone from taking their first steps or saying their first words to starting school. You’ll want to do all you can to set them up for a successful future, but it can be challenging to know where to begin. You...
Behind the SMILE: How financial planning powers Moulsham Infant School PTA
This guest blog SMILE (Supporting Moulsham Infant Learning Experience) Parent Teacher Association (PTA). At the heart of every thriving school is a community that believes in its children. At Moulsham Infant School, that belief is turned into action through a group of...
The psychology behind investment mistakes
Have you ever made an investment mistake? Looking back at what led to the mistake could help you identify potential triggers that might prevent you from repeating the error. When you first think about why an investment decision was “bad”, the lower-than-expected...
How to rethink ageing and build a positive mindset
In western societies, ageing is often seen as a negative experience that people try to delay or deny as long as possible. Just think about the number of ads and social media posts you’ve seen recently advertising products that promise to make you look and feel...
Explained: When Inheritance Tax could apply to gifts
Gifting assets during your lifetime has become a common strategy for reducing a potential Inheritance Tax (IHT) bill. Indeed, according to Paragon Bank (31 July 2025), 1 in 5 savers aged over 65 are passing on cash for this reason. Yet, gifting doesn’t always mean...
Why updating your cashflow model is essential for staying on track
A cashflow model isn’t a one-off exercise. If you want to use it to inform your financial decisions, regular updates are essential. A cashflow model is a visual representation of your wealth and how it might change in the future. While the result cannot be guaranteed,...
Trust
First and foremost, it’s about trust. We can get together, have a coffee and see whether we think we can work together and whether I can add value to your financial planning. If you don’t think we’re a good fit that’s fine, there’s no pressure or obligation to continue and there’s no cost involved.
Discuss
If you want to take it to the next step, we’ll talk about you. Your ambitions, your plans but also your concerns and worries. We’ll take some time to discuss what you’d like your future to look like. We believe that we can’t advise you on your money until we really understand what you want to achieve.
Plan
Once we do understand, we can start to build your future from a financial perspective. You’ll be involved all the way; after all, it’s your life and your plan. We just crunch the numbers.
We have been with Gavin for well over a decade. His friendly, patient and thorough approach to planning and explaining things to us is very reassuring. We regularly go through the current state of our financial situation with Gavin and value the on-going, personal advice.
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